Resale Certificate

The essential document for every HOA property sale

Typically 1-3 business days
$99.00

A resale certificate (also called a resale package or Section 7 disclosure) is a legally required document for the sale of properties within a homeowners association or condominium. It discloses the financial and legal status of the association, including assessment amounts, special assessments, pending litigation, insurance coverage, and any outstanding violations on the unit. Buyers, lenders, and title companies rely on this document to close transactions.

Who Needs This Document?

Real estate agents listing or selling HOA properties
Buyers purchasing a condo or townhome
Title companies preparing for closing
Lenders underwriting HOA property loans
Attorneys handling real estate transactions
Property managers facilitating sales

What's Included

Current monthly and special assessment amounts
Outstanding balance and payment history for the unit
Association reserve fund balance and adequacy
Pending or anticipated special assessments
Active litigation involving the association
Insurance coverage summary (master policy)
Recorded violations or compliance issues for the unit
Capital improvement plans and budgets

Frequently Asked Questions

Is a resale certificate legally required?

In most states, yes. The seller is required to provide a resale certificate or disclosure package before closing. Requirements vary by state — common statutes include Virginia's POA Act, Pennsylvania's Uniform Planned Community Act, and similar laws in most states with HOA/condo communities.

How long does it take to receive?

Standard turnaround is 1-3 business days. Rush delivery is available for an additional $50 fee if you need it faster.

Who pays for the resale certificate?

This varies by local custom and contract terms. In many markets, the seller pays; in others, it may be split or paid by the buyer. Check your purchase agreement.

How is the document delivered?

All documents are delivered digitally via secure download link sent to your email. No waiting for physical mail.

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