Resale Certificate
The essential document for every HOA property sale
A resale certificate (also called a resale package or Section 7 disclosure) is a legally required document for the sale of properties within a homeowners association or condominium. It discloses the financial and legal status of the association, including assessment amounts, special assessments, pending litigation, insurance coverage, and any outstanding violations on the unit. Buyers, lenders, and title companies rely on this document to close transactions.
Who Needs This Document?
What's Included
Frequently Asked Questions
Is a resale certificate legally required?
In most states, yes. The seller is required to provide a resale certificate or disclosure package before closing. Requirements vary by state — common statutes include Virginia's POA Act, Pennsylvania's Uniform Planned Community Act, and similar laws in most states with HOA/condo communities.
How long does it take to receive?
Standard turnaround is 1-3 business days. Rush delivery is available for an additional $50 fee if you need it faster.
Who pays for the resale certificate?
This varies by local custom and contract terms. In many markets, the seller pays; in others, it may be split or paid by the buyer. Check your purchase agreement.
How is the document delivered?
All documents are delivered digitally via secure download link sent to your email. No waiting for physical mail.
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